Ridesharing with Uber has transformed transportation. By simply using the Uber app, you can get a ride almost anywhere, making transportation more convenient than ever. However, with convenience comes risks. Collisions can occur, and passengers could end up injured.
We will cover typical Uber accident injuries, how to determine liability, along with legal options for pursuing a claim.
Common Uber Injuries
Passengers in an Uber may suffer a variety of injuries, particularly when the vehicle is in an accident. Some of the most common injuries that occur include:
Cervical Strain: This neck injury is common in rear-end collisions, causing pain and limited mobility. Symptoms can be delayed, making it harder to recognize early on.
Fractures: Broken bones are common in severe crashes. Fractures may demand extended treatment and rehabilitation.
Head and Brain Injuries: From mild concussions to severe TBIs, head injuries can vary in severity. They can lead to lasting cognitive and health challenges.
Herniated Discs and Paralysis: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. These types of injuries often need extensive medical intervention.
Muscle Tears and Ligament Damage: Soft tissue injuries like sprains and strains are common in car accidents. Despite being "minor," they can cause considerable pain and complications.
Deep Cuts and Wounds: Shattered glass or other debris from an accident may lead to severe cuts. Lacerations can lead to stitches, scars, and even infection.
Figuring Out Fault in Uber Injury Cases
Understanding who is liable in an Uber injury case is often complex. Multiple parties might share the blame for an accident. Liability can include the Uber driver, other drivers, or even third parties.
Uber’s Driver: The Uber driver can be check here responsible for any injuries if they were at fault. Examples include speeding, DUI, or violating traffic rules.
Another Motorist: If another vehicle was at fault, their driver could be liable for the accident.
The Role of Uber: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. For accidents during rides, Uber provides liability coverage of up to $1 million.
Other Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. In such cases, lawsuits may involve multiple parties to determine responsibility.
Uber’s Insurance Policy for Riders
Uber provides different levels of insurance depending on the status of the trip. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
Driver Not Using the App: When the driver is offline, their personal insurance is responsible.
Driver Available for Rides: While waiting for a ride request, Uber’s insurance offers minimal coverage. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.
Driver Picking Up or Transporting Passengers: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.
Filing a Legal Claim After an Uber Accident
In severe injury cases, legal action might be the best option if insurance fails. The legal process can help victims recover lost wages, medical expenses, and damages.